Using an administrator account on a daily basis for your computer is dangerous. If your computer should get infected with malware, the attacker would gain administrator access into your system, because the user it infected has this level of access into the system.
A good layer of security is to create and use a guest account for your daily activities. Any malware that tries to take control over your system will be limited by the guest account.
Here is how to set up a guest account in Windows 10 (because it’s more difficult in this OS version):
Create a Standard account:
Now to Make it a Guest account:
It’s not the easiest setup to do, but if you take your time and follow the instructions above, you should be all set.
PS: Don’t forget to set a password for your guest account as well and log off each time you leave your PC unattended!